While your spouse might be asked to be listed on the mortgage documents, you can take out a home loan without having your spouse be responsible for it. Doing this may be able to shield him or her from financial liability or prevent bad credit from hurting your ability to get a mortgage. However, it may have some drawbacks.

The homeownership rate has fallen to a 50-year low. As of the second quarter of this year, 63.1% of households were homeowners. If the trend of the rising number of young adults still living with parents is accounted for, and we count them as renters rather than being in a home owning household, then the ownership rate in the U.S. would be even lower.  Is that a concern for the country, or should we just let it be as a reflection of consumer choice?

Here’s a moving timeline that will do the trick. It will help you organize your time, prioritize your tasks, track your progress, and reduce moving stress. What’s more, you’ll never forget anything important, because your week-by-week moving checklist will remind you of what to do every single day until moving day.